Once you have entered this information, you will be able to select the “Credit Freeze” option.

This will take you to a page where you can enter your personal information, including your name, address, date of birth, and Social Security number. You can begin the process of unfreezing your credit by going to Equifax’s website and clicking on the “Start Here” button. But it’s important to know that you can unfreeze your credit with Equifax. If you have good credit, a freeze can be a major inconvenience. A credit freeze is when a lender or creditor blocks your access to credit because they think you’re a high-risk borrower. If you’ve ever tried to apply for a loan or a credit card and been denied because of a “freeze” on your credit, you know how frustrating it can be. Once you’ve made your selection, Equifax will lift the credit freeze and send you confirmation via mail or email (depending on how you contacted them).įreezing your credit is the best way to prevent new accounts from being opened in your name.When you freeze your credit, potential creditors cannot access your credit report, so they are unlikely to extend new credit. You can choose a time frame of anywhere from 24 hours to 90 days.Ĥ. Once your identity has been verified, you’ll be able to choose how long you’d like the lifting of the credit freeze to remain in effect. This may include your Social Security number, date of birth, and home address.ģ. You’ll need to provide some personal information in order to verify your identity. Log into your Equifax account online or call Equifax at 1-80.Ģ. If you’ve placed a credit freeze with Equifax, here’s how you can unfreeze your credit so that you can apply for a mortgage:ġ. You’ll need to do this in order to allow potential creditors to access your report.Įquifax is one of the three major credit reporting agencies in the United States. This simply means that you need to lift the credit freeze that you placed on your credit report. If you’re in the process of applying for a mortgage, you may have heard that you need to “unfreeze” your credit.

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